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Las Vegas car dealerships help create second chances for less fortunate car buyers

Onsite financing program helps more than 300 used car buyers in Las Vegas community

 Two Las Vegas car dealerships are helping to find a solution for consumers who are affected by tough economic times. Chapman Las Vegas Dodge Chrysler Jeep Ram and Chapman Chrysler Jeep are both offering in-house financing on affordable vehicles in order to assist buyers who otherwise would have been turned away because of financial constraints.

“In the recent economic downtown, people lost their cars to repossession because of job loss or other unfortunate events. As the economy rebounds, citizens find themselves taking jobs that are not as financially rewarding. Our goal at Chapman Las Vegas Dodge Chrysler Jeep Ram is to help good people in less than ideal situations,” said Chapman Dodge Chrysler Jeep Ram General Manager Don Hamrick.

For many people, purchasing a reliable commuter vehicle may be out of reach because of unfortunate events such as job loss, divorce, and bankruptcy that tarnish credit reports and ratings.  Getting a second chance after coming out of a credit crisis can often seem out of reach or impossible.

The in-house finance teams at the Chapman Las Vegas dealerships work with employed candidates who make at least $350 a week. The goal is to provide affordable, reliable transportation to ensure that customers are able to travel to and from work and provide for themselves and their families.

Since the onsite financing program began in February 2011, Chapman dealerships have assisted over 300 residents with purchasing used cars in Las Vegas and its surrounding communities.

 “Our in-house financing program is far more flexible compared to a bank or lending company. We’re not looking for people with perfect credit. We’re reaching out to people who have a steady job and are making an effort to rebuild their lives and their credit.  Since the program was instituted, Chapman has become the number one dealer in loan generation.  It’s been very well received in the Las Vegas community,” said Hamrick.

Another key to the success of the program is the product that Chapman offers its customers. While competing dealerships may offer similar financing programs, their used car inventory pales in comparison to Chapman’s, both in terms of selection and size.

“Oftentimes young families inquire about the program. A standard two door car will not do for a family looking to get back on their feet. The selection of eligible vehicles at Chapman Dodge includes various makes and models including cars, trucks, and SUVs all ranging in price from $2,195 to $16, 000,” said Hamrick.

 Chapman is committed to offering funding for the in-house financing program for as long as the public demands it.  Hamrick anticipates that it will last for a year or more. To find more information regarding Chapman’s in-house financing program, answer a short online questionnaire or visit Chapman Las Vegas Dodge or Chapman Chrysler Jeep Henderson.

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